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description: Payment Processing Pathway
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# WurkPay™

![Payment Processing Pathway](https://2136406119-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FLY9HmOSYr92cf33JmybV%2Fuploads%2FNyTVfx7bqQhEPb1d2FtM%2FWurkPay.png?alt=media\&token=d056c32e-dc78-47cc-99f0-cda532d808ca)

The above diagram shows the payment processing pathway we plan to implement when fully integrated into the application. WurkPay™ is a smart contract that will handle holding funds until wurk is completed and paid, or incomplete and refunded.

### How it wurks

Beginning at the top, either paying in fiat or crypto, the user will interact with Wurklo or and exchange respectively to obtain WURK tokens to interact with the Wurklo app where the funds will be extracted to the WurkPay™ program. Funds will be held here until both parties agree the wurk is complete. At which time the funds will be released to the wurker.&#x20;

In the event of a dispute, Wurklo will review and provide a final decision on the dispute either releasing the funds to the wurker, or refunding the funds to the user. This decision will be based on the available evidence provided by both parties.&#x20;
